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Turning phones into credit cards

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Customers may soon be able to pay for goods and services armed with nothing more than their mobile phone.

That’s thanks to technology being developed by ARM, which is hoping that mobiles will be used alongside credit and debit cards.

Shoppers would hand their headsets over to a reader which would deduct money accordingly – a concept already familiar to anyone who has used an Oyster Card on London’s transport system.

ARM insist the technology would be just as safe as cards but with the added benefit of using your own device to make a payment.

They’re hoping the system will come into widespread use within the next five years.

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