Currency Calculator

Use the currency calculator to calculate the rate of exchange.

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1 GBP = 1.14892 EUR

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1 EUR = 0.87001 GBP

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Smart Currency Exchange making large payments to Portugal

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Smart Currency Exchange Review


Margin Explained - Max margin from interbank 1%. Improved with volume

Minimum Transfer £50

Options - You can make a one-off payment, or arrange a series of monthly payments using SmartRegular Payment Plan.

Delivery - Same Day Available On Most Major Currencies

Smart Currency Information
If you're buying an overseas property, emigrating or need to transfer money in or out of the UK, you'll want to find the most cost-effective, safe and easy way to move your money. With Smart Currency, once your no-obligation free Smart Account is set up, Smart will:


  1. Save Money - Seventy five percent of the Smart consumer client base are overseas property buyers.Smart have been successfully transfering funds for deposits, staged payments, solicitors and other payments related to property purchases since 2004. By using Smart Currency they assist clients in saving money when transferring internationally. On a £100,000 exchange, Smart can save you up to £4,000 by providing better rates compared to your high street bank!

  2. Avoid Exchange Rate Fluctuations - Because rates change by the second it would be almost impossible to forecast exactly what the rate would be when your transaction is processed. You may have negotiated the best price for your purchase, but it could easily be offset by a slight change in the exchange rate. Smart can fix the rates for you for up to two years which will protect you from future rate movements and charge No Fees/No Commission (on all transfers over £3,000)

  3. Market Expertise - Smart give you direct access to your dedicated Smart Trader . Unlike most UK international payment specialists, Smart Traders are not paid on commission, thus your trader will be working for you.
  4. Excellent Services - In addition to providing you with a preferential currency rate, Smart Currency also offer a variety of dealing mechanisms to help you optimize your transaction. Forward contracts, limit orders and stop orders are excellent ways of ensuring that you get the most currency for your money. Smart free market analysis could also give you the edge you need to secure a better rate.

  5. Security of Funds - Smart money transfers is regulated by HM Revenue & Customs (no: 12198457), and is a member of the UK Money Transmitters Association. All client funds are held in client segregated accounts with their banking partner, Bank of Ireland.

  6. Personal Service - Each client is allocated their own personal account manager who will guide them through every stage of their foreign currency transaction. Smart friendly dealers will keep you informed as often as you wish, by email or telephone, and will do everything possible to help you get the most from your transaction. Smart Currency pride themselves on going the extra mile, because unlike the "one size fits all" approach of the high street banks, and believe that their customers deserve a high level of service when making large currency transfers.

  7. No Commission and No Fee's

  8. Fast International Transfers - Smart will send your currency to its destination free of charge, by TT / CHAPS. Smart can pay your solicitor, vendor, notary or supplier direct, saving you time and money. Smart same day international payments are fast, reliable and free*. Smart can also provide you with an internationally recognised payment confirmation as soon as your currency has been sent.

  9. Free Account Opening Facilities - Opening an account is free of charge, there is no obligation to trade, and you will not be charged any administration charges for maintaining your account.

  10. No Obligation Quotations - You can get instant dealing quotes from your account manager by telephone or email. The bank will often refuse to give a live quote, or will not inform you of your currency rate until later. Even worse, they may offer you the "tourist" rate of exchange, whereas on a large transaction, you should be offered a far better quote. Smart provide live, transparent quotes based on the amount of currency you are sending, so you truly know where you stand, and can budget accordingly.


  1. Longer account set up process if not residing in the UK.

Extra Services
Same Day Spot Contracts, Forwards, Stop/Limit Orders

Registered Company Name: Smart Currency Limited. Registered in England & Wales, Number: 5282305.
HM Revenue & Customs Certificate of Registration for Money Laundering Regulation, Number: 12198457 . None of the information contained in this website constitutes, nor should be construed as financial advice.

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