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When you think how to make the most of your money, putting it in a savings account is one of the first things to pop into your mind.

However Alliance and Leicester's Premier Current Account is paying 6 per cent on up to £2,500 deposited into the account, providing you pay in at least £500 a month.

This instant access account means that you can get more than double the interest than is currently listed in the best buy savings rates.

One industry expert says to maximise your return, deposit the full £2,500 and then deposit £500 a month, but take it out again so it is not sitting on a low rate.

The bank only needs to see that the account being used regularly and they claims that this is within the terms and conditions.

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