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Getting the Best Travel Currency Exchange

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Whether you are travelling abroad on business or pleasure finding a good travel currency exchange rate can make all the difference to your budget. You have to remember that exchanging currency is not only about handing in one type of currency and getting back an equivalent amount in another currency. You also have to take into account factors like commissions and fees. Here are a few tips on getting good rates when you change money abroad:

Use credit card companies or banks

Almost all credit card companies and banks provide travel currency exchange rates that are good. Therefore it is always a good idea to look there first. However before you exchange your currency you might want to take some time and compare fees like commission charges. The general trend is to charge a customer anywhere between 2% and 3% per transaction but it’s better to check before you actually exchange your money.

Use an ATM

If you are in a crunch and need travel currency exchange, an ATM will work just as well. To begin with an ATM will give you money in the local currency of the region so using them can actually be the easier thing to do. To figure out what ATM you can use all you have to do is check the back of your ATM cards. There will be a panel with partner logos. What you need to do is find an ATM with one of the partner logos and you can use it without a problem.

Use your hotel for small amounts

If you need to exchange small amounts of currency you can even use the concierge desk at your hotel. Most hotels will have this feature. However you must keep in mind that you will probably not get the best rates of exchange but it will definitely be better than the travel currency exchange rates at some of the exchange counters.

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