All-in-one cards could help you deal with money problems and are a good alternative to balance transfers.
That's according to Lovemoney, which says people should find a credit card that provides them with interest free and balance transfer credit card benefits.
It's also thought that this type of card is becoming more widely available in the UK.
A spokeswoman said all-in-one cards are a sensible alternative for consumers unable to secure zero per cent balance transfer on credit cards.
Meanwhile, the Sun newspaper recently advised Britons that a balance transfer credit card could help them to reduce their debts.
Prepaid credit card can also be a great way to track and keep tabs on your money.