BREAD Cards work just like a "pay-as-you-go" mobile phone. They can be topped up with cash at any PayPoint location or Post Office Branch. You can even have your employer pay your wages onto the card. See the topping up your prepaid card section of this website for more details.

A Bread Prepaid Card is ideal if you don't want a credit card, or can't get one because you don't have a bank account or your credit rating isn't strong enough.

Spend on it just like you would a credit card and use it wherever you see the MasterCard Acceptance Mark.

The difference is you load it up with your money before you shop instead of paying off your balance later, so you won't spend more than you can afford.

You can view your balance and transaction history online 24 hours a day and even receive the current balance via SMS for FREE.